Search Results for property investmenttag:searchlightcrusade.net,2024:/mt//feed/property investment2024-05-06T22:56:33ZMovable Type 4.21-en3441344Buyer's Agency, Due Diligence, and the Illusion of Comitytag:www.searchlightcrusade.net,2009://3.48532024-04-01T14:00:00Z2024-04-01T12:38:30ZDan Melsonhttp://www.searchlightcrusade.net/
Somebody sent me this story via e-mail: Feeling Misled on Home Price, Buyers Sue Agent Marty Ummel feels she paid too much for her house. So do millions of other people who bought at the peak of the housing...
Why You Shouldn't Have All Your Money In Real Estatetag:www.searchlightcrusade.net,2008://3.37892024-03-12T14:00:00Z2024-03-12T13:52:41ZDan Melsonhttp://www.searchlightcrusade.net/
Is there any problems with having all your money in only real estate? That was a question I saw. The answer is YES there are problems! 1) No diversification. The real estate market tanks and you are hosed. The...
In Real Estate, You're Better Off Doing One Thing At A Timetag:www.searchlightcrusade.net,2008://3.37742024-02-12T15:00:00Z2024-02-12T16:30:00ZDan Melsonhttp://www.searchlightcrusade.net/
Hi--I just found your site today. The best I've ever seen/read, etc. Thank You!! I do have a question I didn't see addressed regarding our current situation/dilemma: Our present home, which we've lived in for 8 years, is worth...
Why the Current State of New Developer Housingtag:www.searchlightcrusade.net,2008://3.37702024-01-22T15:00:00Z2024-01-22T17:05:39ZDan Melsonhttp://www.searchlightcrusade.net/
I've seen many new home developments with vaulted ceilings, mini-vineyards, huge houses on little tiny lots...Why can't some developer built some homes for us regular people? A normal sized home with plenty of closet space and a decent (not...
The Future of Real Estate Agency is Expert Consultants, Not Controlling Market Accesstag:www.searchlightcrusade.net,2009://3.48412024-01-01T15:00:00Z2024-01-01T17:01:17ZDan Melsonhttp://www.searchlightcrusade.net/
Expertise and attitude, not control of an informational chokepoint, is the way that things are going. Let's analyze this from both sides of the problem. The current owner looking to sell really needs a marketer. For better or worse, most...
Fear and Greed, or How Did The Housing Bubble Get So Big?tag:gockel.hmdnsgroup.com,2006:/~searchli//3.24562023-12-18T15:00:00Z2023-12-18T15:48:25ZDan Melsonhttp://www.searchlightcrusade.net/
(This was originally written February 16, 2006, but it's relevant still) One of the occasional questions I get from people has to do with why the housing bubble got so big (or if you're one of those still in denial...
Issues with Family Transfers of Real Estatetag:gockel.hmdnsgroup.com,2006:/~searchli//3.24552023-11-20T15:00:00Z2023-11-20T13:14:56ZDan Melsonhttp://www.searchlightcrusade.net/
We live in (A California city). In a 2 bedroom 1 bath home on approximately a 20,000 Sq. ft. lot. It is easily worth 500K to 600K with a current mortgage of $116,000. The mortgage/Title is in the name...
What Do You Mean Back To Basics?tag:www.searchlightcrusade.net,2009://3.48372023-11-13T15:00:00Z2023-11-13T14:18:25ZDan Melsonhttp://www.searchlightcrusade.net/
For a period of several months when the market started imploding, I got mass messages from basically every lender I do business with, saying it's time to "get back to basics". My favorite A paper lender became the last to...
Manufactured, Modular, and Site-Built Homes: How Lending Practices Drive the Sales Markettag:www.searchlightcrusade.net,2007://3.37312023-08-14T14:00:00Z2023-08-14T16:21:44ZDan Melsonhttp://www.searchlightcrusade.net/
Many people are unaware how profoundly lending policies influence the market for residential property and the various kinds of housing and methods of construction. So I am going to go over the various gradations in available loans for various types...
Should I Buy A Home? Part 3: Consequencestag:gockel.hmdnsgroup.com,2006:/~searchli//3.24252023-07-17T14:00:00Z2023-07-17T16:05:35ZDan Melsonhttp://www.searchlightcrusade.net/
Continued from Part 1: Preparation and Part 2: Process This is about the long term consequences of the decision to buy or not to buy a home, and economic benefits analysis into whether you should want to buy. In order...
Should I Buy A Home? Part 2: Processtag:gockel.hmdnsgroup.com,2006:/~searchli//3.24232023-07-10T14:00:00Z2023-07-17T16:09:26ZDan Melsonhttp://www.searchlightcrusade.net/
Continued from Part 1: Preparation I am considering buying a home, although I have not made up my mind on the subject. This is not due to indecision, but rather due to a lack of necessary information. There are many...
First Time Buyer Programs and Multi-Family Housingtag:www.searchlightcrusade.net,2009://3.48262023-06-26T14:00:00Z2023-06-26T13:26:44ZDan Melsonhttp://www.searchlightcrusade.net/
Can I qualify for first time home buyer financing if I buy a duplex and live in one and rent out the other? I thought if I bought a duplex, lived in one side and rented out the other would...
Two Things Sellers Need To Understand About Buyerstag:www.searchlightcrusade.net,2011://3.50422023-06-19T14:00:00Z2023-06-19T15:22:00ZDan Melsonhttp://www.searchlightcrusade.net/
There's an old saying in sales: "The best way to achieve your dreams is to help others achieve theirs". I wasn't able to run it down to the original attribution, but it is as true a saying as can...
Nightmare Mortgages and Self-Destructive Behaviortag:www.searchlightcrusade.net,2009://3.48232023-06-05T14:00:00Z2023-06-05T15:41:49ZDan Melsonhttp://www.searchlightcrusade.net/
This article started with another one of those desperate consumer fishing calls a while ago. Loan standards have tightened since then (In my considered opinion, over-tightened and the lenders and Wall Street will figure it out within a couple years)....
Buying Without An Agent - My Own Experiencetag:www.searchlightcrusade.net,2009://3.48222023-05-30T14:00:00Z2023-05-30T15:30:11ZDan Melsonhttp://www.searchlightcrusade.net/
I had the idea for this article some time ago. It took me a long time to decide to share it publicly, because quite frankly, knowing what I know now, I was an idiot. I was still young enough to...
Mortgage Protection Insurance - The Worst Life Insurance Policy You Can Waste Your Money Ontag:www.searchlightcrusade.net,2009://3.48202023-05-22T14:00:00Z2023-05-22T15:45:14ZDan Melsonhttp://www.searchlightcrusade.net/
One of a long series of emails about this horrid product: (identifying details redacted) Learn How To Make More Money Per Client ($500-$1000) In This Workshop You Will Learn Why The Most Successful Mortgage & Real Estate Professionals Across The...
How to Avoid A Repeat of the Housing Market Messtag:www.searchlightcrusade.net,2009://3.48052023-01-31T15:00:00Z2023-01-31T16:41:28ZDan Melsonhttp://www.searchlightcrusade.net/
Scapegoating mortgage brokers or anyone else is not the answer, nor is prohibiting yield spread. We've been here before (in the early 1990s), congress did something remarkably similar except a little bit more sane. It didn't work then. Why would...
Games Lenders Play, Part V - Selling a Low Paymenttag:gockel.hmdnsgroup.com,2006:/~searchli//3.24012023-01-24T15:00:00Z2023-01-24T19:30:02ZDan Melsonhttp://www.searchlightcrusade.net/
Hello, I've been reading your website for awhile now, and have found it very helpful as I'm learning to navigate this crazy loan process! I had a question I was wondering if you could write about/answer. We currently have...
What Do You Know That I Don't Know?tag:www.searchlightcrusade.net,2007://3.36752023-01-16T15:00:00Z2023-01-16T16:01:01ZDan Melsonhttp://www.searchlightcrusade.net/
Whenever I go scouting in public forums, somebody is always asking, "What's the secret? How do you get rich in real estate?" The alternate to this question is "What do you know that I don't?" These people are sure there's...
Real Estate Loans Require Landtag:www.searchlightcrusade.net,2014://3.51072022-12-20T15:00:00Z2022-12-20T17:25:31ZDan Melsonhttp://www.searchlightcrusade.net/
This just keeps popping up everywhere, so I obviously need to explain it blatantly. In order to be a real estate loan, there must be real property involved. In other words, land or an interest in land. It doesn't have...